Non-Lucrative Visa Health Insurance Quote

Independent, English-language support · no obligation

Applying for the Non-Lucrative Visa (NLV)? Tell us the applicants' ages and your consulate date and we will arrange an NLV-compliant no-copayment quote and your certificate. We handle NLV cases every day, in plain English, and match you to a policy that meets what most consulates ask for — without the guesswork. For the full picture of what is required, see our NLV health insurance guide.

The short version: the NLV generally needs full private cover with no co-payments, from an insurer authorised in Spain, for a full year, plus a certificate for your file. Fill in the form below, mention your appointment date, and we arrange fast cover once your policy is confirmed. Prefer to talk? WhatsApp us or call +34 868 290 730.

Request your quote

Your details

First name *

Last name *

Email *

Phone / WhatsApp

Cover & applicants

What cover do you need?Your situationNumber of people to cover

Applicant 1 (you)

Date of birth *

Location & dates

Town / City

Postcode

Nationality

Consulate (if visa)

Preferred start date

Payment frequency

Certificate / cover needed byAnything we should know? (visa type, consulate date, who to cover, pre-existing conditions) I agree to the privacy policy and consent to being contacted about this enquiry.

We won’t share your details without consent. We compare insurers — no obligation.

Thank you — request received

We’ll review your details and reply within one business day with suitable options. Please check your inbox (and spam folder). Need us sooner? WhatsApp here or call +34 868 290 730.

What you will need

To prepare an accurate NLV quote and certificate, have these to hand:

The ages of everyone applying — including spouse and children;
Your nationality and your consulate appointment date;
Roughly where in Spain you plan to live;
Anything we should know, including pre-existing conditions.

Not sure what your consulate expects? Check the visa requirements and how the certificate works.

What happens next

1. You send the form. Our English-speaking team reviews your NLV situation.
2. We arrange compliant cover. We match you to a no-copayment policy from the insurers we work with and explain it clearly.
3. We issue your certificate. Once the policy is confirmed we provide your certificate of cover for the consulate. No obligation until you proceed.

Why use us

We are independent and English-speaking, so we compare across the insurers we work with rather than pushing one brand, and we make sure the policy and certificate match what NLV consulates usually ask for. For context, see visa health insurance in Spain, how no-copay cover works, and what cover typically costs.

Please note: requirements vary by consulate and nationality and can change, so always confirm the current rules for your case. Any pricing is indicative only, and cover is subject to insurer acceptance and policy terms.

Frequently asked questions

What cover does the Non-Lucrative Visa require?

Most consulates require full private health cover with no co-payments and no deductibles, from an insurer authorised in Spain, with no waiting periods on core cover and usually for a full year. See the NLV guide. Rules vary by consulate and can change.

Do you provide the certificate for my NLV file?

Yes. Once your policy is confirmed we issue a certificate of cover in English for your consulate file, set out the way consulates usually expect.

Can I add my spouse and children?

Yes. Give us the ages of everyone applying and we will quote the whole family on compliant no-copayment cover.

Why does NLV cover need to be no-copayment?

Consulates treat co-payment (con copago) plans as leaving out-of-pocket costs, so they are usually rejected. A no-copayment (sin copago) plan has nothing to pay at the point of care.

How quickly can cover be arranged before my appointment?

We can usually arrange cover and issue the certificate quickly once you go ahead. Tell us your appointment date and we will prioritise it — fast cover once your policy is confirmed.

Is the quote free?

Yes. The quote is free and there is no obligation. Any pricing is indicative only and cover is subject to insurer acceptance and policy terms.